Loans

Click here to  Pay Your Loan Installment Amount    

 
Switching from “Benchmark Prime Lending Rate” to “Base Rate”
 

Bank’s Benchmark Prime Lending Rate (BPLR) is 17.25% p.a. effective from 01.08.2011

Base Rate of our Bank is  11 % p.a with effect from 29.11.2011

 
Lakshmi Business Credit
 
This is a convenient loan scheme designed for the trading community for quick and hassle free loans to meet their financial needs. Lakshmi Business Credit can be availedby all kinds of traders such as Department stores, Wholesalers, Retailers, Distributors, Jewelers and Grocery Merchants etc.
  • Quick processing.
  • Minimum formalities.
  • Operational Convenience.
  • Competitive interest rates.
  • Against security of stock and book-debts/ immovable property/ NSC / KVP / LIC Policies/ Deposits in LVB.
  • Suitable for traders with good track record.
....Know more..
 
Lakshmi Home Loan
 
Individuals and HUFs (operating through Kartas) with sufficient income and who can produce satisfactory proof of such income by way of salary certificates, Income Tax certificates etc.can avail loans under the scheme. .......
  • Construction of a new house/flat.
  • Purchase of a new house /flat constructed by a reputed promoter/contractor.
  • Additional construction or alterations carried out by the owners of the houses.
  • Repairs done by owners of the houses.
  • Purchase of old houses
  • Purchase of approved plots
Know more..
 
Initial Public Offer (IPO)
 
For subscribing to the initial public offering of the companies. ......
 
Know more..
 
Lakshmi Rental Loan
 
Borrowers may utilize the loan facility to meet their personal expenditure requirements for investments or for general corporate purposes. ........
 
Know more..
 
Lakshmi Personal Vehicle Loan
 

Salaried persons who are permanent employees of:

  • State/Central Government
  • Public SectorUndertakings/Corporations
  • Private Sector Companies of Repute
  • Reputed Establishments .......
 
Know more..
 
Lakshmi Easy Loan
 
 
To meet personal and domestic expenses, make fresh investments including tax- planning investments, pay income tax, invest in business, etc. .......
 
Know more..
 
Lakshmi Gold Power
 
To meet the personal/agricultural/business requirements of Individuals, Business entities, etc.
 
Know more..
 
Vidhya Lakshmi Loan
 
To meet expenses connected with the pursuit of higher secondary education, specific courses of study at recognized institutions, including professional/job-oriented courses, which offer reasonable opportunity for employment.....
 
Know more..
 
Lakshmi Small Business Loan
 

Purpose:  For working capital requirements or for purchase of machinery/equipments required for the business.  Eligibility: Individuals or Proprietorship concerns engaged in small trade or small business, Commission agents, etc., are eligible for finance under the scheme.

 
Know more..
 
Lakshmi Commercial Vehicle Loan
 

For purchase of new Commercial Vehicles including oil tankers, LPG bullet tankers, multi-axel vehicles, passenger vehicles, buses, Rig Units, JCB, Bulldozers, Road Rollers, Poclain Unit, Harvesters and other earth movers, etc.

 
Know more..

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    1. Hello Everybody,
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      LOAN APPLICATION INFORMATION FORM
      First name......
      Middle name.....
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      7) Mobile Number:.........
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      Delete
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  3. it's possible that a community bank loan under this program might be made to a business that is not qualified as "small," I'm guessing it's not likely. Under the Small Business Jobs Act, qualifying loans (up to $10 million) may be made to applicable business that are "small" -- meaning, the business has annual revenues of $50 million or less. As always, though, an institution lending under this program, should verify compliance with the Act's requirements. I don't see this affecting relationship banking.

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  22. Hello Everybody,
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  52. Hello Everybody,
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